As specialists that function in both dental and medical settings, most oral and maxillofacial surgeons are providers for major dental and medical insurance carriers. As a contracted insurance provider, the surgeon is under contract to accept the agreed reimbursement for services rendered to the patient. This means that if the family dentist and oral and maxillofacial surgeon are providers for the same insurance plan, the cost to the patient for the surgical service, such as tooth removal, will be the same. Going to a specialist is not more expensive if the specialist is a contracted provider.
If the specialist is not a provider for a particular insurance, there is often an out-of-network benefit that will allow the specialist to provide care without significant additional expense to the patient. In the case that a certain procedure is not covered by insurance benefits, most surgery offices offer financial services through third-party companies such as Care Credit or Springleaf Financial.
For more information on this topic, please speak with an oral surgeon near you.